Home Mortgage Calculator

This is a tool that we have developed to help our clients analyze their mortgage.  A Microsoft excel based calculator that allows you to see the impact of making extra payments on your mortgage, let's you see how much principal that you have paid at the end of 5, 10 or any year in your mortgage and shows what your net effective interest rate is once you deduct your mortgage interest from your taxes. 

Below is a screen shot of the output and you can DOWNLOAD a copy for your use.

Rate Buy Down Analyzer

This tool allows you to analyze whether or not you should invest in a rate "buy down".  It is interesting, a lot of clients have already decided that paying to buy down the rate is not practical.  However many change their minds when they calculate the value.  It is not always the right decision to buy down the rate, however wouldn't you rather make an informed decision rather than make a guess?  This calculator allows you to make that informed choice.

Below is a screen shot of the output and you can DOWNLOAD a copy for your use.